Hi Larry, I am a First Nations Canadian citizen with a US Social Security number from time spent in California many years ago. Best, Larryĭo I Qualify For US Social Security Benefits? The result would be that the surviving spouse would end up with a combined benefit equal to the higher spouse's full amount. However, if the spouse with the higher benefit amount dies first, the surviving spouse will continue to get their own benefit plus a survivor benefit equal to the difference in their two benefit rates. In that event, the only survivor benefit that could be paid is the onetime death benefit of $255. If the spouse with the lower benefit amount dies first, the surviving spouse will only receive their own higher benefit amount. Hi Ralph, Based on your description, the surviving spouse would receive the higher of their two benefit rates. In the event of one of our deaths, what portion of our spouses benefit rate do we receive and do we continue to receive our own full benefit? Thanks, Ralph What Portion Of Our Spouse's Amount Will We Receive When One Of Us Dies?īoth my husband and I received full Social Security retirement benefits. Our software can also confirm your correct benefit amount, ensuring you aren't being paid too little or too much, which could lead to potential clawbacks due to Social Security's overpayment to you. Social Security calculators provided by other companies or non-profits may provide proper suggestions if they were built with extreme care. You may want to consider using my company's software - Maximize My Social Security or MaxiFi Planner - to ensure your household receives the highest lifetime benefits. The preferred form to use for that purpose is a form SSA-795, and you can mail it to your nearest Social Security office. If you think that you earned enough to be due a benefit increase, you can submit a written and signed request to Social Security for a recomputation of your benefit rate.
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